USA Auto Insurance Company: Reliable Coverage at the Lowest Rates
Having a hard time finding the cheapest car insurance company? USA Auto makes it easy with low-cost coverage for high-risk drivers (SR-22/FR-44), young drivers, and everyday drivers alike. Get same-day coverage, instant proof of insurance, flexible plans, and 24/7 support. Drive with confidence with USA Auto. Call (866) 855-1872 or get your quote online today.
4 Reasons to Choose USA Auto as Your Insurance Partner
Every insurance company is different, but at USA Auto, we put customers first. Whether you're a high-risk driver or have a clean driving record, our auto insurance carrier offers affordable same-day insurance coverage with instant proof of insurance and personalized support
Instant Proof of Insurance
No waiting around. Sign up online or through our agents and receive instant digital proof of insurance to get covered on the road without delay.
Affordable Premiums
USA Auto makes insurance accessible for all, including young and high-risk drivers. We offer some of the lowest rates across the U.S., so you can drive protected without stretching your budget.
Fast Claim Process with 24/7 Support
Accidents can happen at any time, and our team is ready to serve you. With our fast claims process and 24/7 customer support, help is always just a call or click away.
Strong Agent Network
Our network of over 300 local agents ensures expert guidance is always nearby. This makes it easy to get personalized coverage and answers whenever you need them.
Seamless Solutions for Brokers and Agents
At USA Auto, we make it simple for brokers and agents to grow their business. Whether you want to offer the most affordable car insurance coverage to your clients or manage clients’ insurance policies online, our platform is built for speed, ease, and reliability. Partner with us and deliver the best experience for your customers.
Easily Manage Your Auto Policy Anywhere
Life is busy, and you might not want to invest too much time in auto policy. With USA Auto, you can manage your policy anytime. Whether you need to update your coverage, make payments, or instantly access proof of insurance for law enforcement on the road, it’s all available online in one place through our policyholder services. Staying on top of your car insurance has never been simpler, time-saving, and stress-free.
Get Personalized Support with USA Auto’s Expert Agents
If you're one of USA Auto's valued car insurance policyholders, our licensed agents are here to guide you every step of the way. Whether you're a high-risk driver searching for the cheapest car insurance company or a family seeking reliable, hassle-free protection, we ensure your policy fits your life and budget. Get answers quickly, compare options effortlessly, and feel assured knowing our dedicated car insurance agents are available around the clock to support you.
Exclusive Benefits of Signing Up with Our Affordable Car Insurance Company
USA Auto not only ensures you receive the lowest rates on car insurance coverage but also provides unique benefits that many other insurers don’t. In addition to basic protection, our auto policies include personalized coverage, emergency roadside assistance, accidental death benefits, and more.
Personalized Coverage
Rather than limiting you to standard coverage, USA Auto empowers you to customize your car insurance policy based on your unique risks and personal circumstances.
Non-Standard Auto Coverage
USA Auto offers flexible solutions for drivers who may not qualify with other car insurance companies, including SR-22/FR-44 filings. With our non-standard car insurance coverage, every high-risk driver stays insured and protected.
Roadside Assistance
You’ll get help whenever you’re in trouble on the road. Whether it’s a flat tire, a dead battery, or a tow request, USA Auto’s roadside assistance is always available for you.
Accidental Death Benefits (ADB)
If a tragic event occurs while you or your loved ones are on the road, you won’t be left alone. USA Auto’s accidental death benefits are designed to provide support and protection in the unfortunate event of a fatal accident.
How USA Auto Helps High-Risk Drivers with Affordable Coverage
Finding affordable car insurance coverage can be frustrating when you’ve had accidents, tickets, moving violations, a DUI, or, in short, a bad driving record. USA Auto takes away the trouble of getting your vehicle insured, as we specialize in non-standard auto insurance that delivers reliable protection at prices high-risk drivers can actually afford.
Reliable Non-Standard Auto Coverage
From SR-22/FR-44 filings to customized plans, our non-standard policies are designed for drivers who’ve been turned away by other car insurance companies. At USA Auto, we believe every driver deserves the best coverage, regardless of their driving history.
Competitive Pricing
High-risk drivers mostly face sky-high rates, but not here. As one of the cheapest car insurance companies for drivers with a bad driving record, USA Auto and our expert insurance agents work to keep your coverage within your budget.
Maximum Coverage
Many high-risk drivers face limited coverage options, and that’s why USA Auto focuses on delivering maximum coverage for those with a bad record. So, even if your driving record isn’t perfect, you’ll still get access to liability, collision, comprehensive, PIP, PD, and more.
Lowest Down Payments
Even though you’re at increased risk of accidents and claims, USA Auto doesn’t charge you extra when you buy the policy and make your first payment. We’ve consistently offered high-risk drivers the lowest down payments in the insurance market so far.
Easy Sign-Up Process
Drivers with a poor driving history often struggle to insure their vehicle, and sometimes their applications get denied. But USA Auto is different. With us, you can sign up online, over the phone, or in person without any extra hassle or stress.
Smooth Claim Process
Accidents can be traumatic and stressful, but filing your claim doesn’t have to be. Our team of claims specialists and adjusters is available 24/7 for emergency claim assistance. Simply call (866) 855-1872. If you need to file a claim outside business hours, call our claims hotline at +1 (855) 230-1656.
Affordable Non-Standard Car Insurance in Michigan and Expanding Nationwide
At USA Auto Insurance Company, our mission is to make non-standard auto insurance accessible, affordable, and reliable for every driver. We’ve built our reputation in Michigan by offering cheap car insurance solutions, smooth claims, and personalized support for high-risk drivers, young teen drivers, and families alike. Our vision is to bring the same trusted coverage, low down payments, and customer-first service to drivers across the nation. We believe no driver should be uninsured on the road. However, according to the Insurance Research Council (IRC), 15.4 percent or one in seven drivers are uninsured, which creates more risks on the road. Our goal is to lower that number as much as possible.
Struggling to find the right coverage plan for your vehicle? Get insured today with the nation’s most affordable car insurance provider.
Words from Our Customers
The best way to understand what makes USA Auto Insurance Company different is to hear from our existing auto policyholders. From high-risk drivers rebuilding their records to young drivers getting their first policy, our customers share how affordable rates, friendly agents, and smooth claims made all the difference.
Effortless Insurance Process
USAauto made the process of getting insurance so easy! Their customer service was excellent, and I felt confident in my coverage options. Highly recommend them
Read more
Alysia Bulluck
Years of Reliable Coverage
I’ve been with USAauto for years, and I couldn’t be happier. The claims process is fast, and I always feel like I’m in good hands. Great company
Read more
Cherry-Marie Jackson
Best Decision I Made
Switching to USAauto was the best decision I made for my auto insurance. Their rates are competitive, and the support team is always there when I need them
Read more
Natalie Rivera
Consistent and Reliable Service
I’ve had nothing but positive experiences with USAauto. Their team is responsive, and I know I’m getting the best coverage for my needs. Truly a reliable company
Read more
Tanya Meadows
Stress-Free Insurance Experience
Getting insured with USAauto was the easiest decision I’ve made. The process was simple, and I feel completely taken care of with their excellent coverage and support
Read more
John owdisho
Great Value and Service
USAauto offers amazing value for the coverage provided. Their customer service team is always responsive, and I feel safe knowing my car is covered with them
Read more
Devin Pulliam
Smooth and Simple Claims Process
I had to file a claim recently, and the process was so smooth and straightforward. USAauto made it easy for me to get back on the road quickly
Read more
William H
Affordable Coverage with Excellent Support
I love the affordability and the quality of coverage that USAauto provides. Whenever I have questions, their support team is quick to assist. Great company
Read more
Lisa B
Trustworthy and Professional
USAauto has been my go-to insurance provider for years. They’ve always treated me with professionalism and trust, and I wouldn’t switch to any other company
Read more
Thomas G
A Company That Cares
It’s rare to find a company that genuinely cares about its customers. USAauto has always provided excellent service and quick assistance whenever I needed it
Read more
Joshua Mitchum
Always Reliable and Efficient
No matter what issue I encounter, USAauto has always been reliable and efficient. They handle everything with the utmost care, making me feel secure
Read more
Shellena Holt
Peace of Mind with USAauto"
With USAauto, I finally feel at ease about my auto insurance. The coverage is comprehensive, and I know they have my back whenever I need help
Read more
Justine Smith
Top-Notch Service and Great Rates
Not only does USAauto offer the best rates, but their service is also top-notch. They always keep me informed, and I feel like they really value their customers.
Read more
Whitney Underwood
Exceptional Customer Support
I’ve never experienced such fantastic customer service. USAauto’s team is always available to help and they truly care about resolving any issues I have. Excellent company
Read more
Olivia P
Reliable Coverage for Every Driver
USAauto has been a reliable partner for all my insurance needs. Their coverage options are great for all types of drivers, and I’m always confident in my protection
Read more
ames L
Frequently Asked Questions
Find answers to your most common questions about our auto insurance services and how we can provide you with the best coverage and support
Can I update my policy details online?
How can I contact customer support?
How does USA Auto's payment plans work?
Does USA Auto work with local agents?
Can I purchase insurance online without speaking to an agent?
When was USA Auto Insurance Company established?
What makes USA Auto different from other insurance companies?
What is the mission of USA Auto as a company?
Does USA Auto work with local agents?
Can I purchase insurance online without speaking to an agent?
How does USA Auto’s payment plan work?
How can I contact customer support?
About Us
USA Auto Insurance can help you find the perfect insurance policy tailored to your needs, offering low down payments and affordable coverage options.
Copyright © USA Auto
(Built by Neutrix | Powered by Neutrix Systems)